I have been around the Electronic Payments Industry for quite a while. I have watched it develop from Cash Machines to Credit Cards to Debit Cards to Prepaid Debit Cards to Decoupled Debit Cards to PayPal to MCash, which is straightaway. I left my home a day or two ago to take off to my office and found I had neglected to snatch my wallet. I thought for a couple of moments and afterward proceeded with my way. As I drove, I contemplated why I had not persuaded myself to get back to my home for my wallet, and it struck me; if it had been my wireless that I had failed to remember, I would have punched on my brakes promptly. Done a U-Turn with on hurrying traffic coming, and sped home as quick as conceivable to recover my telephone. I am 48 yrs old - think what the younger age would do on the off chance that they neglected - dismiss that - the younger generation can not and won't at any point venture out from home without their PDA. Also click for dda debit and technomantic .